Mortgages

Buying a Home

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Just getting started

For buyers who are exploring the market and need pre-approval or a budget plan before house-hunting.

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Ready to buy

For those who’ve already found a home and need fast approval and rate lock to close on time.

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Selling home & buying

Current homeowners who must coordinate a sale and new purchase, often with bridge financing or special closing timing.

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Refinancing & buying

Owners leveraging existing equity to pull cash out of a current home to fund a new purchase (down payment or investment).

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Buying a second home

Investors purchasing a property to rent out, with guidance on down payment rules, cash-flow analysis, and tax strategy.

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Buying a rental

Clients purchasing a cottage, cabin, or seasonal residence, often with unique insurance and financing considerations.

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Home Value Report 2026

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Current market value with trend graph

Estimated home equity and equity change

Recent neighborhood sales and price comparisons

Personalized refinance / renewal savings estimate

Custom mortgage strategy suggestions from Ownwell

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Mortgage News & Real Estate Updates

Renewals & Smart Refinancing: Planning Ahead for Your Next Mortgage Move

A few years after their purchase, the Smiths began thinking about their upcoming mortgage renewal. Instead of waiting for their lender’s notice, they reached out early, and it paid off. ...more

Mortgages

September 22, 2025•1 min read

INTEREST SAVINGS: How a Simple Switch Could Save You Thousands

A year after closing, many homeowners are surprised to learn that their mortgage isn’t a “set it and forget it” commitment. Rates shift, new products enter the market, and lenders compete for your bus... ...more

Mortgages

September 22, 2025•1 min read

Beyond the Close: Why Our Relationship Doesn’t End on Closing Day

Most people think a mortgage broker’s job is finished the day you get the keys. But that’s not how I work. When your mortgage funds, it’s really just the beginning of our relationship. ...more

Mortgages

September 22, 2025•1 min read